Life moment
Separating
Untangling money, super and the home. Here's what to read and work out, in the order that helps most.
Your reading list
Super and big life events
How parental leave, separation, buying a first home and tough times can affect your super, and the rules for early access.
2Estate planning: wills, powers of attorney and super
Why everyone needs a will, how powers of attorney work, and how to make sure your super goes where you want it to.
3Life, TPD and trauma cover
How life, total and permanent disability (TPD) and trauma insurance work, and a simple way to estimate how much cover your family might need.
4How credit scores and credit reports work
What's on your credit report, how your credit score is worked out, how to get your report for free, and how to fix mistakes.
5Refinancing your loan
How refinancing works, when it can save you money, the costs to check, and how to work out whether switching is worth it.
6Getting out of debt and getting hardship help
A step-by-step plan for tackling debt, how to ask lenders for hardship help, where to get free advice, and the paid "debt help" traps to avoid.
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