Take-home pay
Your pay after tax, Medicare and HELP for 2026–27.
This calculator gives estimates for general education only, based on the assumptions shown and 2026–27 rules. It isn't financial advice and doesn't consider your full situation. Results are a guide, not a guarantee.
Understand the result
Everyday Money
Make a budget that actually works
A simple way to track what comes in, what goes out and where you can make room, without spreadsheets taking over your life.
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How income protection pays you a regular income if illness or injury stops you working, plus waiting periods, benefit periods and tax.
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Hospital vs extras cover, the Gold to Basic tiers, waiting periods, the Medicare Levy Surcharge and Lifetime Health Cover loading explained.
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