Skip to content

Free calculators

Your numbers, made obvious

Live results as you type, clear charts, and a plain-English summary of what it means for you. Share or print any result.

A person using a calculator at a desk beside a coffee mug

Everyday Money

Read the guides

Budget plannerSee where your money goes and how you compare to 50/30/20.Take-home payYour pay after tax, Medicare and HELP for 2026–27.Savings goalHow much to save each week, or how long it will take.

Building Wealth

Read the guides

Investment growthWatch regular investing and compounding grow over time.

Insurance

Read the guides

Life insurance needsA ballpark for how much cover would protect your family.

Loans, Credit & Debt

Read the guides

Home loan repaymentsRepayments, plus what extra repayments and an offset save you.Debt payoff plannerAvalanche or snowball? Your fastest, cheapest way out of debt.

Superannuation

Read the guides

Super projectionYour super at retirement, in today's dollars.Salary sacrificeHow much tax you save by putting extra into super.

Retirement

Read the guides

Retirement incomeHow long your super will last at the lifestyle you want.Age Pension estimatorEstimate your Age Pension under the income and assets tests.