Life moment
Buying a home
Deposits, loans and the hidden costs. Here's what to read and work out, in the order that helps most.
Your reading list
Super and big life events
How parental leave, separation, buying a first home and tough times can affect your super, and the rules for early access.
2Refinancing your loan
How refinancing works, when it can save you money, the costs to check, and how to work out whether switching is worth it.
3Set money goals and make a plan
Turn vague money wishes into clear goals with a deadline, a dollar amount and a simple plan you can stick to.
4Property investing: costs, gearing and risks
The real costs of owning an investment property, how gearing works, and what the 2027 negative gearing and CGT changes mean for investors.
5Insurance basics: what cover do you need?
A plain-English overview of the main types of insurance, how to decide what you need, and what to do if a claim goes wrong.
6Life, TPD and trauma cover
How life, total and permanent disability (TPD) and trauma insurance work, and a simple way to estimate how much cover your family might need.
7Home, contents and car insurance
How to avoid being underinsured, choose an excess, check flood and storm cover, and pick the right level of car insurance.
8How credit scores and credit reports work
What's on your credit report, how your credit score is worked out, how to get your report for free, and how to fix mistakes.
9Home loans explained
The key home loan choices in plain English, from repayment types and rate types to offset accounts, LMI and the government's 5% Deposit Scheme.
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