Budget planner
See where your money goes and how you compare to 50/30/20.
This calculator gives estimates for general education only, based on the assumptions shown and 2026–27 rules. It isn't financial advice and doesn't consider your full situation. Results are a guide, not a guarantee.
Understand the result
Retirement
How much do you need to retire?
Use the ASFA Retirement Standard and your own spending to work out a realistic retirement budget and super target.
InsuranceIncome protection insurance
How income protection pays you a regular income if illness or injury stops you working, plus waiting periods, benefit periods and tax.
InsuranceHome, contents and car insurance
How to avoid being underinsured, choose an excess, check flood and storm cover, and pick the right level of car insurance.