Superannuation
Super is money set aside while you work so you have something to live on when you stop. For most people it ends up being one of the biggest pots of money they ever own. These guides explain how super works, how to compare funds, how to find lost accounts and how to add a little extra. You'll also see how super fits with big life changes like having a baby or buying a first home.
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Read in this order, or jump to what you need
How super works
What super is, how much your employer must pay in, the new Payday Super rules, and who looks after your money.
2Choosing and comparing super funds
How to compare super funds on fees, investment options, insurance and performance, using the free YourSuper comparison tool.
3Find lost super and combine your accounts
How to track down forgotten super through myGov, and what to check before you combine accounts into one.
4Ways to grow your super
Salary sacrifice, after-tax contributions, contribution caps, carry-forward, spouse contributions and government top-ups explained simply.
5Self-managed super funds: is an SMSF right for you?
What running your own super fund involves, what it costs in time and money, and questions to ask before you start.
6Super and big life events
How parental leave, separation, buying a first home and tough times can affect your super, and the rules for early access.
Fin Road Masterclass
Prefer to watch? Superannuation on video
Short animated lessons that walk you through it step by step. Watch at your own pace, on any device.