Everyday Money
Everyday money is the stuff you deal with every week: your pay, your bank account, your bills and the little purchases that add up. These guides help you build a budget you can stick to, keep fees low, grow a safety buffer, cut your bills, use buy now pay later carefully and spot scams before they cost you.
Start here
Read in this order, or jump to what you need
Make a budget that actually works
A simple way to track what comes in, what goes out and where you can make room, without spreadsheets taking over your life.
2Bank accounts and fees, made simple
The main types of bank accounts, how to keep fees low, and how the government guarantee protects your deposits up to $250,000.
3Saving money and building an emergency fund
How to set savings goals, build a safety buffer for life's surprises, and make saving happen automatically.
4Cutting your bills and the cost of living
Practical ways to lower your power, phone, insurance and grocery costs, plus where to find concessions and help if bills get on top of you.
5Spotting and avoiding scams
How common scams work, the warning signs to look for, the new scam protection laws, and exactly what to do if you've been scammed.
6Buy now pay later: how it works and the new rules
Buy now pay later is now regulated as credit. Here's how it works, what protections you have, and how to stop small plans adding up.
Tools
Calculators for everyday money
Fin Road Masterclass
Prefer to watch? Everyday Money on video
Short animated lessons that walk you through it step by step. Watch at your own pace, on any device.