Building Wealth
Building wealth is less about picking winners and more about steady habits: clear goals, sensible risk, low fees and plenty of time. These guides explain how investing works in Australia, from shares and ETFs to property and managed funds. You'll also learn how to spot scams, judge online money tips and check that an adviser is properly licensed.
Start here
Read in this order, or jump to what you need
Set money goals and make a plan
Turn vague money wishes into clear goals with a deadline, a dollar amount and a simple plan you can stick to.
2Investing basics: risk, return and time
Learn how risk and return go together, why compounding and time matter, and how spreading your money around can smooth the bumps.
3Shares and ETFs explained
What shares and exchange traded funds (ETFs) are, how you make or lose money, what it costs to invest and how the tax works, including the 2027 CGT changes.
4Property investing: costs, gearing and risks
The real costs of owning an investment property, how gearing works, and what the 2027 negative gearing and CGT changes mean for investors.
5Managed funds and investment fees
How managed funds pool your money, the fees you might pay, and why a small percentage can make a big difference over time.
6Investment scams, finfluencers and getting real advice
Spot investment scams, judge money tips on social media, and check that a financial adviser is licensed before you pay for advice.
Tools
Calculators for building wealth
Fin Road Masterclass
Prefer to watch? Building Wealth on video
Short animated lessons that walk you through it step by step. Watch at your own pace, on any device.